Based in Commerce, MI, Optimum Auto Insurance helps local drivers find the right car insurance for their needs.
From first-time drivers to families with multiple vehicles, Commerce residents get help comparing options without pressure.
Coverage & services
Auto Insurance Quotes
Fast, no-obligation quotes tailored to your vehicle and driving history.
Liability Coverage
State-required bodily injury and property damage protection to keep you legal.
Collision Coverage
Repairs or replaces your car after an accident, whoever is at fault.
Comprehensive Coverage
Covers theft, vandalism, weather, fire, and other non-collision damage.
Full Coverage Policies
Bundle liability, collision, and comprehensive into one simple policy.
SR-22 Filing
Certificate-of-financial-responsibility filing handled quickly for high-risk drivers.
Uninsured Motorist
Protects you when the other driver has no insurance or too little.
Roadside Assistance
Towing, jump-starts, lockout, and flat-tire help when you need it.
Multi-Car & Bundle Discounts
Save by insuring multiple vehicles or bundling home and auto.
Serving Commerce & nearby Michigan drivers
Conveniently located at 3050 Union Lake Rd in Commerce, the agency serves policyholders throughout the Commerce area and neighboring Michigan communities. Call to review your options.
Recent work
